| Paper No. | Title | Author | Page No. |
| 1 | Ascending Bharat Cashless Economy | Dr. Shirgave.S.L. & Mr.Nawghare BY | 3-9 |
| 2 | Dharma, Religion and Secularism in India | Professor (Dr.) Rajesh Agarwal | 10-16 |
| 3 | भारतातील महिला उद्योजकांच्या समस्या व उपाययोजना | डॉ. जयंतकुमार एम. मस्के | 17-21 |
| 4 | A Study of Customer’s Problems and Prospects towards E-Banking. with special reference to Nagpur District, Maharashtra | Rashmi Yadav & Dr. Bhanu Sahu | 22-28 |
| 5 | Resilience and the standard of living at work for textile workers | Simran Rani and Tanvi Sharma, Surbhi Kaushik | 29-33 |
| 6 | विवाह : संस्कार या समस्या ? | Dr. Lalita Jadav | 34-39 |
| 7 | बालकांचा मोफत व सक्तीच्या शिक्षणाचा हक्क अधिनियम 2009 | वरुण विजय बोरकर | 40-45 |
| 8 | राष्ट्रीय शैक्षणिक धोरण 2020 : विद्यार्थ्यांसाठी संधी व आव्हान | डॉ. मदन जी प्रधान | 46-49 |
| 9 | Sustainable Strategies for Digital Transformation in Higher Education: A Global Perspective | Ms. Madhu Kumari & Dr. Santanu Biswas | 50-61 |
| 10 | Psychological Pressure On Athletes During Matches | Dr.PRADEEPKUMAR MAHANTAGOUDA | 62-71 |
| 11 | Stress Management: A Procedure | Prof. Dr. Motilal Sukadev Ubhale | 72-74 |
| 12 | Empowering Rural Women through Self-Help Groups: A Social Work Approach | Dr. Gajanan T. Bansod | 75-81 |